Health insurance carriers and networks we work with
The health insurance carriers we place clients with are Golden Rule/UnitedHealthOne, UnitedHealthcare, Ameristead, Amerus Summit, plans using the First Health PPO network, Allstate (fixed indemnity on the First Health network and short-term medical on the Cigna PPO network), First Health fixed indemnity plans, and Medical Mutual (Med Mutual) First Health plans. Which ones you can buy depends on your state and county. As an independent agency we compare them side by side, and we never charge you a fee for our help.
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| Carrier / network | What it is |
|---|---|
| Golden Rule / UnitedHealthOne | UnitedHealthcare company; short-term medical, Hospital & Doctor indemnity, dental and vision |
| UnitedHealthcare | Individual products through UnitedHealthOne |
| UnitedHealthcare PPO (Choice Plus) | Individual UnitedHealthOne plans that use the UnitedHealthcare Choice Plus network |
| UnitedHealthcare PPO network guide | How to look up a doctor in the UnitedHealthcare PPO directory and confirm your plan |
| Cigna PPO vs First Health PPO | How the two national PPO networks compare and how to check a doctor in each |
| HealthSpring vs UHOne dental | Side-by-side look at two individual dental options |
| Ameristead | Self-funded group-style plans, Marpai-administered, Cigna PPO networks |
| Amerus Summit | Amerus Summit health plans on the Cigna network, including PPO, EPO and HSA options, through NBBA membership |
| Cigna PPO network | Private plans that use the Cigna PPO network, including Ameristead, Amerus Summit and Allstate short-term medical |
| Detego Health | TPA-administered major medical plans for individuals, gig workers and small businesses |
| LifeX | Employer-sponsored group health plan for LifeX Research Associates, with PPO network options |
| Bright Life | Employee health benefits through Bright Life Health & Wellness, with a public provider portal for eligibility and claims |
| ManhattanLife | Hospital indemnity, gap and supplemental plans for individuals and employers |
| ManhattanLife dental, vision and hearing | Official Dental, Vision & Hearing and DVH Select plans for individuals and families |
| TriTerm Medical (Golden Rule) | Short-term coverage lasting nearly three years over three terms in select states |
| Health ProtectorGuard (UnitedHealthOne) | Fixed indemnity cash benefits with any doctor and no-cost virtual visits |
| First Health network | National PPO network used by private plans |
| Allstate | Fixed indemnity plans that use the First Health network, and short-term medical on the Cigna PPO network |
| First Health fixed indemnity | Plans that pay fixed cash benefits on the First Health network |
| Medical Mutual (Med Mutual) | Private plans on the First Health network |
For dental and vision coverage, we also offer HealthSpring dental, vision and hearing plans and UHOne dental plans.
Carrier, plan and network names are trademarks of their respective owners and are used only to identify products we offer. Listing a carrier doesn't mean it endorses us. Availability varies by state.
Plan availability and eligibility are determined by the carrier.