Which type of plan fits you?
Does anyone in your household have an ongoing condition or take regular prescriptions?
How long do you need coverage?
How do you earn most of your income?
What matters more?
How the quiz decides
| If you answer… | We suggest looking first at… | Why |
|---|---|---|
| Need coverage fast or for a few months | Short-term plan (where sold) | Some plans start as soon as the next day. |
| Self-employed or wants a PPO | Private PPO plan | National networks like the Cigna PPO, year-round enrollment |
| Everything else | Side-by-side comparison | A licensed agent compares plans for you |
The quiz is general guidance, not advice about a specific plan. Your result pre-fills the quote form so a licensed agent can confirm the best fit.
Prefer questions for your situation? Try the quiz for the self-employed, families, between jobs, early retirees, turning 26 or pre-existing conditions.
Related guides
Sources (checked November 4, 2026)
- KFF — Examining Short-Term Limited-Duration Health Plans
Plan availability and eligibility are determined by the carrier.