Editorial standards
Who writes our content
Our guides are written by the Ascend Health Consultants team and reviewed by our licensed agents before publishing. Content is attributed to the agency. We don't use fake authors or personas.
How we check facts
- We cite primary or reputable sources (carrier plan documents, the IRS, the Department of Labor, state insurance departments and KFF) on every guide.
- Dates, deadlines and dollar figures are checked against those sources on the "Updated" date shown.
- We refresh open-enrollment and plan content before each enrollment season and only change the "Updated" date when a person has actually reviewed the page.
Independence and compensation
We're paid commissions by insurance carriers. Commissions never decide what we write. Each guide explains how every plan type works, including the ones we sell.
Corrections
Trouble using the site? See our accessibility statement. Found an error? Email contact@ascendhealthconsultants.com. We review corrections within five business days and note significant changes on the page.
Not advice
Our content is general information, not legal, tax or medical advice. Plan details vary. Always review the plan documents.